BANKRUPTCY

Bankruptcy

Bankruptcy Attorney in Niagara Falls, NY 


It can be devastating to undergo extreme financial turmoil. Whether the ultimate cause is overwhelming medical bills, a divorce, or a prolonged job loss, there are times when it is necessary for individuals and businesses to seek the protection bankruptcy law provides. If that happens to you, contact Lawrence Stuart.

In Western New York, our firm is known for being one of the best when it comes to bankruptcy. We will effectively handle your case and ensure you are able to get the most favorable outcome. 

Whether your business hasn't been turning a profit or your family’s finances aren't looking good, our bankruptcy lawyer can help with bankruptcy cases for both personal and business clients. If you are considering filing for bankruptcy, contact us today.

Learn More About Bankruptcy

Experienced bankruptcy lawyer Lawrence Stuart can help individuals and businesses apply for two of the main types, or chapters, of bankruptcy: chapter 7 and chapter 13. Learn more about each type by visiting the pages below.
Bankruptcy Attorney Niagara Falls, NY

How to File for Chapter 7 or Chapter 13 Bankruptcy
Filing for bankruptcy is a complex and difficult process for a layperson to undertake on their own. Before you attempt this process on your own, we recommend you consult a qualified bankruptcy attorney. A bankruptcy lawyer can help you determine which chapter you should file under and can guide you through each stage of the process.

If you decide to file for bankruptcy on your own, here are some of the steps you will take:
  • Analyze your debt. Do you have more debt than you can repay? What types of debt do you have? Certain types of debt, such as some student loans, alimony, and child support, cannot be discharged (erased) through bankruptcy, so keep that in mind as you make your decision.
  • Learn more about the different types of bankruptcy. While our firm mainly deals with chapter 7 and chapter 13 bankruptcy cases, other chapters such as chapters 11 and 12 (for businesses) and chapter 9 (for municipalities) exist. Determine which type of bankruptcy is right for you. You may need to take a means test to determine which type of bankruptcy you qualify for.
  • Fill out the necessary paperwork. Many of the forms you will need to fill out are available on the U.S. Courts website. Be sure you fill each form out as honestly and accurately as you can.
  • File the paperwork with the court. After the paperwork is properly filed with the court, the court will notify you of the next steps you will need to take.

Contact a Bankruptcy Attorney at Lawrence Stuart Today!

Again, the best thing to do is to hire a bankruptcy attorney. Bankruptcy law is complex and frequently changing. If you are ready to take this step to get your finances under control, contact us today.
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